Finance

Sheppard Mullin's Commercial Lending and Financial Transactions Group is composed of attorneys who specialize in the documentation, negotiation and structuring of financial transactions. Attorneys in this group represent lenders, lessors, venture capital groups, investors and, at times, sellers, lessees and borrowers. In tandem with our insolvency and litigation attorneys, we often handle the transactional aspects of the restructuring and workout of troubled loans and the representation of creditors in bankruptcy proceedings. We also represent financial institutions in matters such as licensing, establishment of new branches, regulatory and form compliance procedures. We also provide opinions for California law issues such as usury, form compliance for federal and state consumer transactions, UCC and securitization issues.

In the past few years, our attorneys have seen a significant change in the financial and legal services marketplace, especially for attorneys structuring and documenting transactions for financial institutions. The transactions have become more complex and sophisticated. At the same time, technological innovations have substantially shortened the length of time in which transactions are expected to be documented and closed. The competitive marketplace for our clients has made legal fees and expenses a critical component in the success of our clients even getting the deal. In response to this environment, we have organized our Commercial Lending and Financial Transactions Group with a focus on experience, organization, technology and economy. We believe the combination of these four components provides superior legal services to our clients at a price and within the time limitations now expected and required in the marketplace.

Recognition

• Forty-six Sheppard Mullin Attorneys Named 2009 "Best Lawyers in America," 2008
• American Lawyer Media Recognizes Sheppard Mullin As Financial Services Companies' "Go-To" Law Firm, 2007

Articles

• Ride-through Revisited (Again) - The Strategic Use of the Ride-through Doctrine in the Post -Catapult Era
  July 18, 2005
• Intellectual Property As Collateral: What's Being Left On The Table
  April 19, 2005
• Yield Spread Premium Still Irrelevant For Purposes of Predatory Lending Law
  March 9, 2005
• Rate "Lock In" Agreement Subject To Three-Day TILA Notice
  February 15, 2005
• California Supreme Court Strikes Down Oakland's Predatory Lending Ordinance
  February 1, 2005
• Absent Actual Knowledge Of An Inconsistency, Banks May Rely On Account Number Specified On An Incoming Wire Transfer
  December 15, 2004
• Presentation Of Letter Of Credit Within Seven Days Not Necessarily "Reasonable"
  October 29, 2004
• First District Makes It Harder For A Prevailing Defendant To Get Attorney's Fees Under CLRA
  June 28, 2004
• 12 Steps to Preparing Your Company for Its Banking Needs
  May 11, 2004
• OK To List Over-Limit Credit Card Charges Separately From "Finance Charges"
  April 26, 2004
• One-Year Statute Of Limitations Applies To Claims By Depositors For Payment Of Forged Checks
  April 16, 2004
• OK For Non-California Institution To Tape Telephone Calls With California Residents
  April 9, 2004
• Contractual Jury Waiver Clauses Ruled Unenforceable
  February 12, 2004
• Bank's Credit Card Solicitations Not Eligible for Anti-SLAPP Protection
  December 3, 2003
• Newsflash - "One-Year Limitation Under TILA (Usually) Starts Running When Loan Documents Are Signed
  June 13, 2003
• FCC Licenses and Insolvency
  March 19, 1999